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FAQ

Payday Bank Loans

To qualify for a payday bank loan you are required to be 18 or over, holding a UK bank account which your salary is paid in to and be in employment.

Payday Bank loan benefits:-

2 minute secure online application & approval
Same day £80 to £750 payout possible
No credit checks carried out
No faxing of documents
UK Call Centre

Payday Bank Terms

The maximum loan amount for UK residents will be £750†. A payday loan is repaid on your next payday. Usually up to 31 days.

Payday Bank do not do credit checks they are not interested in your past credit, they are only interested in your current ability to repay your loan and other financial commitments on your next payday.

We need the following information:

Your name and current address
Two contact phone numbers and your email address
Your work and income details
Your bank account details

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payday bank

Payday Bank Typical 1355% APR (30 day loan). Cost of Credit 25%. The APR% for Payday Loans may seem quite high at first glance. Taking into account that all setup fees and administrative costs are included and since most Payday Loans are paid over a period of no more than 70 days a yearly APR% might be misleading. Payday review - Finance Charge Payday Bank simply debit the payment from your debit card on your payday for the agreed amount – no fuss and nothing further for you to do. The total amount payable by you on the due date is the loan amount and the finance charge. The loan is repayable in full on your next pay day but, for a small fee, you can request an extension of the repayment date until the following pay day charged at £25.00 per £100
YOU BORROW	YOU PAY BACK
£80.00	£100
£160	£200
£200	£250
£300	£375
£400	£500
£500	£625
£600	£750
£700	£875
*Payable in a single payment on your payday